Full List of Banks in Ghana 2022 | Ghana’s banking and finance industry headed by the Bank of Ghana consists of 28 commercial banks as of January 2022. The Bank of Ghana as the central bank serves the country by exercising its monetary authority over the various banking institutions and other financial institutions.
Formed in 1957, The central bank is active in developing financial inclusion policy and is a member of the Alliance for Financial Inclusion. It also oversees the monetary policies and advises the government on their implementation.
Full List of Banks in Ghana
So far, this is the list of banks in Ghana as of January 2022 (the time of writing this article).
1. Absa Bank Ghana Limited
Headquarters: Absa House, J.E. Atta-Mills High Street, Accra, Ghana
Total Assets: GHS:8.994 billion (US$1,578 billion) (2018)
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2. Access Bank Ghana Plc
Headquarters: Osu, Accra, Ghana.
Total Assets: N/A
Access Bank Ghana Plc, formerly Access Bank Ghana Limited, is a full-service commercial bank in Ghana, licensed by the Bank of Ghana, the central bank and national banking regulator.
3. Agricultural Development Bank of Ghana
Headquarters: Independence Avenue, Accra, Ghana
Revenue: Pretax:US$28.8 million (GHS:51.1 million) (2011)
Total Assets: US$683.6 million (GHS:1.21 billion) (2011)
Ownership: State Own (Government of Ghana)
Agricultural Development Bank of Ghana, commonly known as Agricultural Development Bank or ADB, is a government-owned development and commercial bank in Ghana. The bank is the first development finance institution established by the Government of Ghana. It is one of the commercial banks licensed by the Bank of Ghana, the national banking regulator.
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4. Bank of Africa Ghana Limited
Bank of Africa Ghana Limited, also referred to as BOA Ghana, is a commercial bank in Ghana. It is one of the commercial banks licensed by the Bank of Ghana, the central bank of Ghana, and the national banking regulator. the bank has 33 branches in 2015.
Headquarters: Accra, Ghana.
Revenue: Aftertax:US$7.2 million (GHS:13.5 million (2011)
Total Assets: US$276 million (2015)
5. CalBank Limited
CalBank is a commercial bank in Ghana, that is licensed by the Bank of Ghana, the central bank and national banking regulator. The headquarters of CalBank and its main branch are located at 23 Independence Avenue, in the central business district of Accra, the capital of Ghana.
Headquarters: 23 Independence Avenue, Accra, Ghana.
Revenue: Aftertax:GHS:174,285,000 (US$30.2 million) (2019)
Total Assets: GHS:7,048,498,000 (US$1.221 billion) (2019)
6. Consolidated Bank Ghana Limited
Consolidated Bank Ghana (CBG) is a commercial bank in Ghana. It is licensed by the Bank of Ghana, the central bank, and the national banking regulator. Consolidated Bank Ghana Limited is a large financial services organization, serving large corporations, high net-worth individuals, non-governmental organizations, regular customers, and small and medium-sized enterprises. As of 30 September 2019, the bank had total assets of GHS:7,434,862,000 (US$1.296 billion), with shareholders’ equity of GHS:492,131,000 (US$86 million).
Headquarters: Accra, Ghana.
Total Assets: GHS:7,434,862,000 (US$1.296 billion)(Q3:2019)
7. Ecobank Ghana Limited
8. FBN Bank Ghana Limited
9. Fidelity Bank Ghana Limited
10. First Atlantic Bank Limited
11. First National Bank Ghana*
12. GCB Bank Limited
13. GHL Bank Limited*
14. Guaranty Trust Bank Ghana Limited
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15. National Investment Bank Limited
16. OmniBSIC Bank Ghana Limited
17. Prudential Bank Limited
18. Republic Bank Ghana Limited
19. Société Générale Ghana Limited
20. Stanbic Bank Ghana Limited
21. Standard Chartered Bank Ghana Limited
22. United Bank for Africa Ghana Limited
23. Universal Merchant Bank Limited
24. Zenith Bank Ghana Limited
25. Bank of Beirut
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27. Exim Bank of Korea
28. Ghana International Bank Plc
Other banks include the ARP Apex Bank Limited.
Top 10 Banks in Ghana
The top banks in Ghana are:
- GCB Bank Limited.
- Ecobank Ghana (EBG)
- Zenith Bank of Ghana.
- Absa Bank Ghana Limited.
- Agricultural Development Bank.
- Société Générale Ghana Ltd.
- Fidelity Bank of Ghana.
- Standard Chartered Bank
- CAL Bank
- National Investment Bank
List Of Top 10 Biggest Banks in Ghana
Here is a list of the top 10 biggest banks in Ghana.
- Barclays Bank of Ghana
- Fidelity Bank
- Ecobank Ghana
- Access Bank Limited
- Agricultural Development Bank Ltd (ADB)
- Bank of Africa Ghana
- ARB Apex Bank
- CAL Bank
- First Atlantic bank
- HFC Bank
Top 10 richest Banks in Ghana
See below the list of the top 10 richest banks in Ghana.
- Ghana Commercial Bank Limited (GHS 2.463 billion)
- Ecobank Ghana (GHS 2.132 billion)
- Zenith Bank Ghana (GHS 1.921 billion)
- Barclays Bank of Ghana (GHS 1.906 billion)
- Agricultural Development Bank (GHS 1.455 billion)
- UniBank Ghana (GHS 1.3 billion)
- Société Générale – Social Security Bank (SG-SSB Limited )(GHS 1.088 billion)
- Fidelity Bank Ghana (GHS 1.031 billion)
- National Investment Bank (GHS 879 million)
- Merchant Bank Ghana Ltd. (GHS 806.548 million).
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