Full List of Banks In Ghana | Top 10 Banks in Ghana

Full List of All Banks in Ghana 2021

Full List of Banks in Ghana 2021 | Ghana’s banking and finance industry head by the Bank of Ghana consists of 28 commercial banks as of October 2020. The Bank of Ghana as the central bank serves the country by exercising its monetary authority over the various banking institutions and other financial institutions. Formed in 1957, The central bank is active in developing financial inclusion policy and is a member of the Alliance for Financial Inclusion. It also oversees the monetary policies and advises the government on their implementation.

Full List of Banks in Ghana

So far, this is the list of all the banks in Ghana as of October 2021 (the time of writing this article).

1. Absa Bank Ghana Limited

Founded: 1917
Headquarters: Absa House, J.E. Atta-Mills High Street, Accra, Ghana
Revenue: N/A
Total Assets: GHS:8.994 billion (US$1,578 billion) (2018)
Ownership: N/A

Absa Bank Ghana Limited (ABGL), formerly known as Barclays Bank of Ghana Limited, is a commercial bank in Ghana, licensed by the Bank of Ghana, the country’s central bank and national banking regulator.

READ MORE: All Vodafone Data Offers And Their Shortcodes.

2. Access Bank Ghana Plc

Founded: 2009
Headquarters: Osu, Accra, Ghana.
Revenue: N/A
Total Assets: N/A
Ownership: N/A

Access Bank Ghana Plc, formerly Access Bank Ghana Limited, is a full-service commercial bank in Ghana, licensed by the Bank of Ghana, the central bank and national banking regulator.

3. Agricultural Development Bank of Ghana

Founded: 1965
Headquarters: Independence Avenue, Accra, Ghana
Revenue: Pretax:US$28.8 million (GHS:51.1 million) (2011)
Total Assets: US$683.6 million (GHS:1.21 billion) (2011)
Ownership: State Own (Government of Ghana)

Agricultural Development Bank of Ghana, commonly known as Agricultural Development Bank or ADB, is a government-owned development and commercial bank in Ghana. The bank is the first development finance institution established by the Government of Ghana. It is one of the commercial banks licensed by the Bank of Ghana, the national banking regulator.

SEE ALSO: How to Win A Smartphone From MTN Ghana.

4. Bank of Africa Ghana Limited

Bank of Africa Ghana Limited, also referred to as BOA Ghana, is a commercial bank in Ghana. It is one of the commercial banks licensed by the Bank of Ghana, the central bank of Ghana, and the national banking regulator. the bank has 33 branches in 2015.

Founded: 1997.
Headquarters: Accra, Ghana.
Revenue: Aftertax:US$7.2 million (GHS:13.5 million (2011)
Total Assets: US$276 million (2015)
Ownership: N/A

5. CalBank Limited

CalBank is a commercial bank in Ghana, that is licensed by the Bank of Ghana, the central bank and national banking regulator. The headquarters of CalBank and its main branch are located at 23 Independence Avenue, in the central business district of Accra, the capital of Ghana.

Founded: 1990
Headquarters: 23 Independence Avenue, Accra, Ghana.
Revenue: Aftertax:GHS:174,285,000 (US$30.2 million) (2019)
Total Assets: GHS:7,048,498,000 (US$1.221 billion) (2019)
Ownership: N/A

6. Consolidated Bank Ghana Limited

Consolidated Bank Ghana (CBG) is a commercial bank in Ghana. It is licensed by the Bank of Ghana, the central bank, and the national banking regulator. Consolidated Bank Ghana Limited is a large financial services organization, serving large corporations, high net-worth individuals, non-governmental organizations, regular customers, and small and medium-sized enterprises. As of 30 September 2019, the bank had total assets of GHS:7,434,862,000 (US$1.296 billion), with shareholders’ equity of GHS:492,131,000 (US$86 million).

Founded: 2018
Headquarters: Accra, Ghana.
Revenue: 
Total Assets: GHS:7,434,862,000 (US$1.296 billion)(Q3:2019)
Ownership: N/A

SEE ALSO: All You Need to Know About Jeiel Damina – Biography & Net Worth, Age, Parents, Wiki.

7. Ecobank Ghana Limited

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8. FBN Bank Ghana Limited

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9. Fidelity Bank Ghana Limited

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10. First Atlantic Bank Limited

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READ MORE: Central Region-Based Musician Queen Haizel Is Reportedly Dead.

11. First National Bank Ghana*

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12. GCB Bank Limited

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13. GHL Bank Limited*

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14. Guaranty Trust Bank Ghana Limited

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SEE THIS TOO: How to Buy Treasury Bills With MTN Mobile Money in Ghana.

15. National Investment Bank Limited

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16. OmniBSIC Bank Ghana Limited

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17. Prudential Bank Limited

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18. Republic Bank Ghana Limited

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READ MORE: How to Enable Whatsapp Dark Mode On Your Device Android & iOS.

19. Société Générale Ghana Limited

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20. Stanbic Bank Ghana Limited

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21. Standard Chartered Bank Ghana Limited

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22. United Bank for Africa Ghana Limited

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23. Universal Merchant Bank Limited

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24. Zenith Bank Ghana Limited

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25. Bank of Beirut

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26. Citibank

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ALSO READ:

27. Exim Bank of Korea

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28. Ghana International Bank Plc

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Other banks include the ARP Apex Bank Limited.

We are always looking forward to reading your comments. Let us know what you think about the Full List of Banks in Ghana 2021. Leave your opinions in the comments section below.

Do you love this article? Subscribe to our newsletters and notifications to receive the latest music video and news updates on your device as soon as we publish them. Share this article with your friends, families, and loved ones to help it reach others on the various social media platforms. Source: 247Hitz.Com

Full List of Banks In Ghana | Top 10 Banks in Ghana

Full List Top 10 Banks In Ghana

Full List Top 10 Banks In Ghana 2021| The Bank of Ghana (abbreviated as BoG) is the central bank of Ghana. It is located in Accra and was formed in 1957. The bank is active in developing financial inclusion policy and is a member of the Alliance for Financial Inclusion.

Full List of Top 10 Banks In Ghana

There are over 28 commercial banks in Ghana currently operating as of October 2020. Today, we bring to you the full list of the best 10 banks in Ghana. Check out the full list of these banks below. The top 10 banks in Ghana are:

READ ALSO: How to Activate MTN Sunday Special Offer.

1. GCB Bank Limited

Headquartered in Accra, GCB Bank Limited adopted its current name in 2013, after being formerly known as Ghana Commercial Bank. In 1953, the bank was founded as the Bank of the Gold Coast to serve local traders, businessmen, and farmers. It currently offers a wide range of financial products and services to its customers, which include individuals, small- and medium-sized enterprises, parastatal companies, and large corporations.

As of 2016, the bank employed 1,532 individuals and managed 150 branches and 11 agencies across the country.

Revenue: GHS 1.06 billion (2016)

Net income: GHS 299 million (2016)

Total assets: GHS 6.05 billion (2016)

2. Ecobank Ghana (EBG)

Ecobank Bank is a member of the Ecobank Group, which operates in 36 countries in Africa. EBG was the first of the banks in Ghana to receive a universal bank license from the country’s central bank. It started its operations in 1990 after Ecobank Transnational wholly acquired The Trust Bank.

The bank provides payment and transfers, cards and loans, bancassurance, e-products, microfinance, investment products, and Hajj financial services. It operated 77 branches and employed 1,611 staff as of 2016.

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3. Zenith Bank of Ghana

Zenith Bank Ghana is a subsidiary of Zenith Bank Plc, a Nigeria-based multinational financial services provider. The bank started its universal banking operation in 2005, offering top-of-the-line banking services to individuals and corporations across the country.

Headquartered in Accra, Zenith oversees 34 business locations (branches and agencies), as well as a number of POS terminals and ATMs. It is also one of the banks in Ghana providing mobile banking and real-time internet banking services.

Revenue: GHS 425.24 million (2017)

Net income: GHS 172.55 million (2017)

Total assets: GHS 4.67 billion (2017)

4. Absa Bank Ghana Limited (formerly Barclays Bank of Ghana)

Established in 1917, Barclays Bank Ghana is a subsidiary of South Africa-based Barclays Africa Group Ltd. The bank offers personal banking products and services to individual customers in Ghana. It also provides corporate, treasury, and retail products and services to businesses and corporate clients.

The financial services group manages a network of more than 70 service outlets across the country, consisting of 56 branches, two Premier suites, nine Prestige Centers, three agencies, as well as 165 ATMs.

Revenue: GHS 887.3 million (2017)

Net income: GHS 386.17 million (2017)

Total assets: GHS 5.95 billion (2017)

ALSO READ: List of YCEO 50 Young CEOs in Ghana 2020.

5. Agricultural Development Bank (ADB)

An Act of Parliament created the Agricultural Development Bank (ADB) in 1965 to serve the banking needs of Ghana’s agricultural sector. In 1970, the bank renamed itself from Agricultural Credit and Co-operative Bank after it received full commercial banking powers.

Based in Accra, the government-owned development and commercial bank oversee a network of 64 service outlets located across the country, consisting of 50 branches, ten agency offices, and four Farm Loan Offices. It employs 1,197 staff.

Revenue: GHS 278.46 million (2016)

Net income (loss): (GHS 70 million) (2016)

Total assets: GHS 3.04 billion (2016)

6. uniBank Ghana

Incorporated in 1997, uniBank Ghana received its banking license in 2001 and started offering financial services primarily to individual customers and small- and medium-sized enterprises. In 2009, the privately-held bank expanded into mobile and Internet banking.

In March 2018, the Bank of Ghana took over uniBank and named KPMG as administrators for the bank for six months, following the financial institution’s repeated failures to meet liquidity and reserve requirements.

As of 2017, the bank managed a network of 55 branches in nine out of the country’s ten regions.

Revenue: GHS 392.93 million (2016)

Net income: GHS 41.98 million (2016)

Total assets: GHS 5.74 billion (2016)

SEE ALSO: Ghanaian Rap Gem Sarkodie Is Set To Launch His First Book About His Life.

Société Générale Ghana (SG), formerly known as Société Générale – Social Security Bank (SG-SSB), started operating as one of the banks in Ghana in 1977. Incorporated in 1975 under the name of Security Guarantee Trust Limited, the bank currently operates as a subsidiary of the Société Générale banking conglomerate.

In 2004, the bank renamed itself as SG-SSB, following Société Générale’s acquisition of a 51% controlling stake in the financial services provider. In 2013, the company adopted its current name after gaining its shareholders’ approval.

Headquartered in Accra, it oversees 42 branches across the country.

Revenue: GHS 348.25 million (2016)

Net income: GHS 63.9 million (2016)

Total assets: GHS 2.45 billion (2016)

8. Fidelity Bank of Ghana

Fidelity Bank of Ghana, formerly known as Fidelity Discount House, received its commercial banking license in 2006. The bank offers personal, commercial, and wholesale banking products and services. As the fastest growing of indigenous banks in Ghana, it also serves the country’s unbanked and underbanked population through its Financial Inclusion Directorate unit.

Based in Accra, the bank operates a network of more than 80 branches and 112 ATMs throughout Ghana.

Revenue: GHS 522.97 million (2017)

Net income: GHS 90.43 million (2017)

Total assets: GHS 5.38 billion (2017)

READ MORE: Top 7 Ways to Make Money As A Blogger.

9. National Investment Bank

State-owned National Investment Bank (NIB) currently operates as a universal bank in Ghana with a focus on development/commercial banking services. The bank also serves as a major lender to the country’s agro-processing, building and construction, manufacturing, and service sectors.

In 1963, the Ghanaian government established the NIB as a national development bank to promote and boost rapid industrialization in the local economy. Based in Accra, the bank currently manages 49 branches and three agencies across the country.

Revenue: GHS 348.83 million (2015)

Net income: GHS 120.11 million (2015)

Total assets: GHS 2.65 billion (2015)

10. Universal Merchant Bank Ghana Ltd (UMB)

In 1972, Universal Merchant Bank Ghana Ltd began operating as one of the leading merchant banks in Ghana. In 2005, the bank received its universal banking license and started offering retail banking products and services. It operates through its Personal, Private, Business, Corporate, and Internet Banking segments, with Treasury, Trade, and Credit departments.

The bank currently manages 31 branches, one UMB PPP Incubator Center, and two UMB Centers for Businesses.

Revenue: GHS 287.31 million (2017)

Net income: GHS 47.64 million (2017)

Total assets: GHS 2.99 billion (2017)

For the full list of All Banks in Ghana, check out this article we wrote earlier. You will get to know all the 28+ banks in Ghana.

SEE ALSO: VIDEO: Thugs Attack Kelvynboy At Electroland Ghana Branch At Ashaiman.

Did we miss any banks in our list of Top 10 Banks in Ghana? We would like to know what you think about the article above. Share your thoughts and comments below!

Do you love this article? Subscribe to our newsletters and notifications to receive the latest music video and news updates on your device as soon as we publish them. Share this article with your friends, families, and loved ones to help it reach others on the various social media platforms. Thank you!
Source: 247Hitz.Com Curated from CoperateFinanceInstitute.Com

How To Buy Cheap Vodafone Data Bundles

How To Buy Cheap Vodafone Data Bundles

How To Buy Cheap Vodafone Data Bundles | Since the emergence of social media platforms such as Facebook, Twitter, Snapchat, Instagram, and Tik Tok among others, telco have increased their data bundle prices. The prices usually are increased because of tax directives by the government. Today I am going to show how to buy cheap data bundles on Vodafone, the second most popular telecommunication network in Ghana.

Are you curious? Let’s dive into it.

In Details: How to Buy Cheap Vodafone Data Bundles

There are several ways you can take advantage of Vodafone Ghana and buy cheap bundles that will give you value for your money in these hard times.

READ ALSO: All Vodafone Data Offers And Their Shortcodes.

Special Offers via *110#

You can buy a cheap data bundle via Vodafone Cash. You will need to be a registered Vodafone Cash subscriber to successfully make this purchase. It is strictly for Voda Cash users.

  1. Dial *110# on your handset/mobile device.
  2. Reply with 3 (Buy Airtime or Data)
  3. On the next screen, select 3 (Special Offer)
  4. Now the next screen that will appear is asking whether you are buying for yourself or someone. Select option 1 to buy for yourself and option 2 to buy for another Vodafone number.
  5. On the next screen, you will see three different options, choose your preferred data bundle and then proceed.
    (a) 350MB @ GH¢2.00 for 24hours
    (b) 450MB @ GH¢2.15 for 24hours
    (c) 1.5GB @ GH¢3.25 for a 24hours
  6. Enter your Vodafone Cash PIN code and press/reply. Congratulation! You just bought yourself a cheap Vodafone data bundle. Enjoy

READ MORE: Full List of MTN Ghana Short Codes.

Vodafone Made for Me Offers via *530#

Here is the real deal. Vodafone Ghana introduced a new offer known as Made4Me last year (2020).  They monitor the service you use the most (whether voice or data) and based on that provide you with tailored offers to suit your daily need. The most interesting thing about these “made for you” packages is that they are mostly very cheap.

To activate this offer, you don’t need to dial a one-time USSD code. Once you have the Vodafone Ghana number, you are good to go. Note that the longer you use your number the more accurate they can predict your daily calls and data need to help them serve you with the best offers. The offers differ daily.

SEE ALSO: Buying a Computer: What To Do And Why.

To access the Vodafone Made for Me Daily Offers, simply dial *530# each time you want to check offers that are available for you.

Thanks for reading! I hope this article was useful to you? Kindly share this article to Facebook, Twitter, WhatsApp, and other social media platforms so that others will read and benefit from it too.

How to Get Free 500MB MTN Data Bundle

How to Get 500MB MTN Data Bundle for Free

How to Get Free 500MB MTN Data Bundle | Information is powerful when you can make good use of it. In today’s world, accessing information is as easy as clicking few bottoms or typing a keyword on a search engine. This was made possible, thanks to the birth of the internet. It was founded on January 1, 1983, by Bob Kahn and Vint Cerf.

Information can be accessed from any part of the world where Internet Service providers have installed their infrastructure to provide internet service. To be able to access the information from the internet, one needs a device that supports internet connectivity and then an internet service provider.

READ ALSO: Jacob Kwaku Gyan Ranked Among The 2020 Top 50 Young CEOs In Ghana.

MTN Ghana is the most popular telecommunication in Ghana (as at the time of writing this article) based on the quality of work they provide. Some subscribers complain that their data bundles are expensive while others also believe it’s value for money.

How to Get Free 500MB MTN Data Bundle

If you belong to the first group of subscribers, then I bet this is for you. If you belong to the “value for money” group, you know what you want and will love this one too. This is good and will benefit everyone. Follow the few steps below to get yours. Here is How to Get Free 500MB MTN Data Bundle below:

SEE ALSO: MTN Ghana Introduces New Network Code 059.

  1. You need an MTN Sim card (whether old or new, it should be an active one, but old SIM cards have more success rate.)
  2. Insert the SIM Card inside a simple phone (YAM phone).
  3. Use the SIM card to make calls and buy data if it is a new SIM Card. If it’s an old SIM Card, skip this step to Step 4.
  4. I assume you have completed Step 6. Leave that SIM Card in the “YAM” phone if you have been using it for a while.
  5. Do not buy data again when the SIM card is in the YAM phone but if you do, put the SIM Card into a smartphone and use up all the data bundle on it.
  6. Make sure the SIM Card is always in the YAM phone. This is because they can detect your device at their end. They usually send the free data if they notice your phone is YAM.
  7. Congrats for successfully following the steps to this stage. You are now eligible to receive the Free  500MB MTN Data Bundle. Enjoy!

READ MORE: MTN Ghana Introduces ZERO Charges On Peer-to-Peer Mobile Money Transaction Up to GH¢100.

NB: Whenever you receive the Free 500MB MTN Data Bundle, make sure you use it up as soon as possible to avoid losing the data bundle to them again.

Thanks for reading! I hope this article was useful to you? Kindly share this article to Facebook, Twitter, WhatsApp, and other social media platforms so that others will read and benefit from it too.

Common Computer Errors And What They Mean

A Few Common Computer Errors And What They Mean

A Few Common Computer Errors And What They Mean | Computer errors can pop up when least expected, they can cause the entire system to suddenly shut down, and they can inadvertently corrupt data to the point where it can’t be deciphered. Although they can’t always be avoided, it’s important to remember that computer errors can be corrected. The key is to understand what computer errors are, understand what they mean when they show up, and understand how to minimize their occurrence in the first place.

Common Computer Errors And What They Mean

Basically, computer errors are the result of a number of things that may or may not have anything to do with the way the computer is used. They “operate” whenever there’s a conflict among commands. Remember that computers essentially run off of a series of commands and it’s usually a smooth process. But when one command conflicts with another command – or when one command asks for a process or information that isn’t available, the computer returns results that aren’t useable. That’s an error.

READ ALSO: Jacob Kwaku Gyan Ranked Among The 2020 Top 50 Young CEOs In Ghana.

A prime example of this kind of error is when users attempt to use software that isn’t applicable to their system. Almost all software accompanies a list of system requirements that dictates what a computer needs to have in order for the software to work properly. To minimize errors of this sort, always verify that your computer has the required components.

A project management program that you’re interested in may require a specific operating system, like Windows 7 for example. And although this program may install just fine on a Windows XP machine, it will generate a multitude of errors once it’s started.

Insufficient memory will cause errors as well.

That’s why software programs include minimum memory requirements. A program that needs 14MB of memory will generate errors on a computer that only has 4MB of memory if it runs at all. The same goes for disk space, monitor color depth and resolution. In these situations, problems occur the moment that a piece of software attempts to access the things (hardware, memory, space, resolution, etc.) that it cannot find.

SEE ALSO: How To Open A GCB Bank Savings Account.

Because some programs share common files, errors can also occur when these shared files are not up to date. For instance, let’s say that Program A is already installed on a computer and it’s working just fine. Then let’s say that the user of that computer downloads and installs Program B. Program B uses a file that Program A installed much earlier, but when Program B is run, errors popup.

Those errors are the result of Program B attempting to use an outdated (shared) file that was installed by Program A. In order to fix that problem, the user would have to download an updated version of the shared file (which to say the least – is not an easy thing to find or do).

Sometimes, errors occur because a system doesn’t have the required drivers, or the drivers that are on the system are the incorrect versions. Both errors in these cases can be resolved by updating the computer on a regular basis. Microsoft provides a section on its website that can automatically update a computer online and it does this at no cost in an effort to reduce errors like this.

Always try to keep your computer updated so that should a program share a file, it will share a file that has been updated on hundreds of thousands of computers, like yours.

READ ALSO: How to Buy Treasury Bills With MTN Mobile Money in Ghana.

This article doesn’t even begin to cover the entire gamut of computer errors – but additional information regarding how to get help with a computer issue (including computer errors) can be found in our article titled, “Computer Help” no matter what the problem is.

Thank you for reading! Was this article, “Common Computer Errors And What They Mean” helpful to you? Help spread this good information. Share it with friends, family, and loved ones on various social media platforms.

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Source: 247Hitz.Com | Common Computer Errors And What They Mean

Losing Money as a Tenant

Top 3 Ways You Are Losing Money as a Tenant

Top 3 Ways You Are Losing Money as a Tenant | Are you still renting a home or apartment for yourself or your family? If so, you are losing money as a tenant. Think about these three ways you lose money by renting.

Ways You Are Losing Money as a Tenant

1. You’re paying for someone else’s mortgage payment.

You’re missing out on the appreciation that the property gives to the landlord. Appreciation is a term used in accounting relating to the increase in value of an asset, which means in real estate terms, added value to the property. Over the past five years, houses appreciated significantly, making many new real estate investors multimillionaires.

READ ALSO: How To Open A GCB Bank Savings Account.

2. Tenants don’t get to freeze their monthly housing expenses as home buyers can.

Of course, many home buyers get mortgage payments with adjustable interest rates and their payments go up over time. However, these payments will not go up over the long term like rising rents. Just think about how much an apartment costs today compared to ten years ago. A two-bedroom apartment in Lake Elsinore, California leases for $1,000 today. The exact same apartment was rented for $325 in 1996 when it was brand new. Home buyers who had low monthly payments in 1996, who did not refinance their mortgage, enjoy low payments and don’t have to worry about rising rents.

3. Renters don’t benefit from tax advantages.

Home owners get income tax deductions. Tax deductions for interest costs, for instance, save taxpayers thousands of dollars.

Emotional Satisfaction of Home Ownership

Besides losing out on making money with real estate, renters don’t get the same satisfaction of home enjoyment that benefits home buyers. Many landlords won’t allow you to paint your walls in colors that you desire. Also, you won’t feel like fixing up the property with custom window coverings and you get little say in flooring materials. Because you can’t make your personal statement, you won’t feel like you’re HOME as much as home owners who feel emotionally connected to their property.

READ MORE: How to Buy Treasury Bills With MTN Mobile Money in Ghana.

How to Buy Your First Home

The biggest barrier to home ownership is often accumulating funds for a down payment. People think they have to have thousands of dollars for a down payment. However, if you have good credit and a decent job, you can get a mortgage for a home with zero down. And you can finance some of your closing costs as well as ask the seller to help you pay a good portion of your purchase costs. With today’s mortgage finance plans, you may be surprised to find out how much of a home you can afford with payments similar to what you currently pay in rent.

You may have to go out of the major metropolitan areas to buy a home. That’s why so many people commute in Southern California. Affordable housing costs much less in outlying areas. But so do the rents. If you’re renting an apartment for $2,300 in Los Angeles, you could buy a $500,000 home in Wildomar. Our daughter just purchased a home in December 2005 and her mortgage payment, for a 3,000 square foot new home, costs less than $2,300. With her tax savings, she will pay even less than renting a small apartment closer to downtown L A.

SEE ALSO: MTN Mobile Money Charges in Ghana 2021.

If these amounts sound high to you, check your local area. Perhaps your monthly rent is only $1,000 and houses cost less than $200,000. Talk to a mortgage loan officer and see how much of a home you can afford.

If you’re renting, make it one of your priorities to buy your own home.

Thanks for reading! I hope this article was useful to you? Kindly share this article to Facebook, Twitter, WhatsApp, and other social media platforms so that others will read and benefit from it too.

Source: 247Hitz.Com | Top 3 Ways You Are Losing Money as a Tenant

 

Computer Help - Where and How to Get It

Computer Help – Where and How to Get It

Computer Help – Where and How to Get It | Well, there’s no denying it – No matter how new or how well maintained our computers are, we all encounter computer problems sooner or later. The good news is that we don’t have to face them alone. There are a ton of resources available to walk us through computer issues but it may take a little knowledge in knowing how to access them. This article will show you how.

Computer Help – Where and How to Get It

1. Remember help files.

It’s funny, but people seem to forget that every computer and every program installed on a computer comes with its own help file. Even the operating system of a computer has a help file and it really should be the first place to look for answers. Help files are designed not only to guide the usage of a computer but they’re also designed to solve problems. Inside a help file, look for a section called, “Troubleshooting” (or something similar) when you need to resolve an issue. This section is reserved for solving problems specific to the software or hardware that you’re using.

READ ALSO: 3 Simple Ways to Improve your PC performance.

2. Product websites.

If you’re having a problem with a piece of software or with a hardware part, try the website of that software’s or hardware’s manufacturer. Most (if not all) manufacturers reserve a portion of cyberspace and dedicate it to support the products that they build. Microsoft‘s help desk is a good example.

3. Fan sites.

Fan sites probably aren’t a good name for this resource, but you can find websites that are dedicated to supporting the users of a particular software program or piece of hardware. We’ve called them “fan sites” because the maintainers of these sites have no affiliation with the manufacturers that they support! Call them what you will, but their free help is immeasurable and without it, we wouldn’t have some of the wonderful workarounds and unique problem-solving techniques that we have today.

4. Usenet newsgroups.

Another underused resource on the Internet, Usenet newsgroups have hundreds of discussion groups dedicated to some of the most popular computer systems, operating systems, hardware manufacturers, and individual software programs. Sometimes, the representatives of these companies participate, but most of the time, the support in this group is user to user, which is just as valid because you’re working with a team of experienced people.

SEE ALSO: How to Register For Vodafone Instant Schools.

5. Support Lines.

Another source of help that we shouldn’t forget is the support systems of various manufacturers. You can reach these systems by calling the phone number associated with the product that you’re having trouble with. Calls may be free (1-800 or 1-877 number), or they may cost a small fee (1-900).

6. PC support groups or user groups are other options for help.

These are groups that meet in libraries, computer stores, or other local areas and they discuss all sorts of issues related to a particular product. Even if you aren’t experiencing a computer or software problem, user groups are fun to participate in and they can help you network into other interests such as a job or teaching opportunities.

READ MORE: Top 7 Ways to Make Money As A Blogger.

7. Surprisingly, you may even get a helping hand from the salespersons at your local computer store.

We don’t recommend that you make this your first pit stop when you experience a problem, but we don’t recommend that you rule this option out altogether either. Computer salespersons are hired for a reason – and that’s their knowledge. Often, these kinds of folks can help you resolve an issue over the phone and prevent you from having to buy a costly solution.

As you can see, computer help is easy to find. You’ve just got to know where to look for it. Most of the contacts within these resources are extremely friendly and willing to take the time to walk you through a problem at little to no cost. From online discussion groups to the files on your own computer, help is often just a click away.

SEE ALSO: How to Activate MTN Sunday Special Offer.

Thank you for reading! Was this article, “Computer Help – Where and How to Get It” helpful to you? Help spread this good information. Share it with friends, family, and loved ones on various social media platforms.

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Source: 247Hitz.Com | Computer Help – Where and How to Get It

Buying a Computer: What To Do And Why

Buying a Computer: What To Do And Why

Buying a Computer: What To Do And Why  | It isn’t fair, but buying a computer is just plain easier for some than it is for others. Those who’ve purchased and used a computer in the past already have an idea of what they need in a new computer. But those who are new to the computer world could get lost in the myriad of choices available.

The short answer to “What should I buy?” is “The best.” Of course that answer is extremely subjective because “the best” to one person is certainly different to another. Our definition of “the best” is the fastest and the biggest, but even that leaves the computer newbie confused. Here’s a quick rundown of what the computer novice should do and why.

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Buying a Computer: 6 Things to Consider – What to Do and Why!

1. Buy a computer that includes basic peripherals. Every computer can be broken down into four major components: CPU unit, monitor, keyboard, and mouse. For the novice, it’s best to buy a computer that has all of these components included so that when it’s taken home, assembling the computer is a simple matter of plugging things in where they belong. Save the individual purchases of these components for those who have more experience.

2. Decide what you’ll use the computer for. If you want to use your computer for cruising the web, sending email, or performing simple word-processing or spreadsheet tasks, a computer with the basic components that we just described should suffice. If you want to use a computer to help with a career in multimedia however, you’re going to need to accessorize your system with a scanner, printer, digital camera, tablet, or digicam for example. If you want a computer to help with a career in music, you will need a quality microphone and set of speakers.

SEE ALSO: Video Games and Academic Performance.

3. Create a budget and stick to it. How much can you afford to spend on a new computer? Although the prices of computers are decreasing, they can still create a hefty expense especially if you need additional peripherals described above. In addition, you’ll need to figure in costs for maintenance, servicing, and insuring.

4. Start comparison shopping and look for the “fastest and biggest.” By “fastest and biggest,” we mean the computer with the fastest processor, the fastest modem, the biggest memory, and the biggest hard drive capacity. Even if you think that you’ll never need the amount of speed or space available on the market today, it’s important to have in the event that you truly do need that much in the future. Having such a large reserve will cut down on costs when the time comes to upgrade for more than what you may settle for in a computer that offers less.

5. Stick with the better-known brands. Venturing off the beaten path with lessor-known brands is again, an adventure for those who have more experience with computers. Although those better-known brands may be a tad bit more expensive, the computer novice will appreciate the comfort in purchasing a computer from a business that has a long record of building quality products, and that has the funds available for fulfilling returns, trades, servicing, and warranties.

READ MORE: Automating Things with Batch Files – They Work on Today’s Computers Too!

6. Select a store. Having an idea of what you want in a computer and what kind of computer that you want, your only task left is to select the place in which you want to buy it. There are a number of places available including computer store outlets, online stores, auction sites, used computer stores, or your friendly neighborhood yard sale. For the computer novice, we recommend buying a computer from a physical store. In a physical store, you have the opportunity to see the computer of interest in person and ask questions. New computer buyers also have access to store warranties, returns, trades, and services.

These suggestions should give the computer newbie a great start in selecting a quality computer for the first time and they apply to either Windows computers or Apple Macintosh computers. After making these decisions and finally selecting one that fits your needs, you can then venture into the fascinating world of software – a world that is just as grand as the world of hardware!

SEE MORE: How to Pay For Apps With Vodafone Cash On Play Store.

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Source: 247Hitz.Com | Buying a Computer: What To Do And Why 

Automating Things with Batch Files

Automating Things with Batch Files – They Work on Today’s Computers Too!

Automating Things with Batch Files – They Work on Today’s Computers Too! | If you’re familiar with MS-DOS at all, you’ll recall that it’s a command-driven operating system that performs functions issued at the C:> prompt. The only way to get an MS-DOS computer to do something was to type a command at this prompt and if you can imagine, it was a rather cumbersome way to use a computer.

As an example, to load up Microsoft’s simple editing program, you had to type the name of the drive that the program was on, the directory that the program was in, and then the name of the program. So if Microsoft Edit was in a directory or folder named “Process,” you could start the program by typing, “C:>process\edit.com” Then, and only then would the program load up for use.

Automating Things with Batch Files…

This is a small command, but just imagine if you had a program that was deeply nested within a series of folder. You could end up typing a command as wide as your computer screen or worse, long enough that the entire command would have to wrap onto the next line! Now imagine having to type these long commands every time that you wanted to start a program. Yikes!

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That’s one of the reasons why batch files became so popular. Batch files are small text-based documents that contain a bunch of these commands on their own lines. When executed, they would process each command without the user having to type each and every one of them.

When Windows was developed, the need for typing commands was essentially eradicated thanks to the introduction of the point-and-click (mouse) interface. But this didn’t stop the batch file fever that started under MS-DOS – and in some small circles, batch files are still as popular as they were in the beginning.

Even though you may use Windows XP or Vista, batch files can save you tons of time by automatically starting multiple programs and performing different tasks at the single click of a button. They don’t require any extensive programming background and they don’t need to be encrypted with some weird, expensive compiler. Batch files are plain text files, and you can build one for your own personal use with Windows’ Notepad.

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You could make a batch file that loads up your favorite websites at once for example, or you could make a batch file that fills your desktop with the most important applications for the day. To do so only requires a little knowledge about the locations of these applications.

Let’s say that every day we need to load up the Yahoo web browser, Microsoft Word, and then the calculator that comes with Windows. Instead of doing this by hand, we could write a batch file to do it for us.

First, we’d load up Notepad and type in the following:

START “http://www.yahoo.com”
START “c:/program files/microsoft office/office/winword.exe”
START “c:/windows/calc.exe”

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We would then save this data into a file named, “mytasks.bat” onto the Desktop for easy access. Each time we double-clicked on this file, the Yahoo website would load up, Microsoft Word would start, and the simple calculator would pop up.

Since we want these programs to load every day, we could create a shortcut to this file and then place the shortcut inside our computer’s Start Up folder. That way, these three programs would load every time we turn on the computer. If you wanted these programs to start minimized, you could type the following into a batch file instead:

START http://www.yahoo.com /m
START “c:/program files/microsoft office/office/winword.exe” /m
START “c:/windows/calc.exe” /m

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This will run all three programs as before, however the “/m” parameter will minimize them so that they don’t clutter up the desktop.

Other people have found much more creative and effective ways to use batch files, but the important thing is that you know they’re a resource you can use to save a few seconds or minutes in performing important tasks. We’ve come a long way from MS-DOS, but it’s still a valuable source of automation that anyone can use with no programming knowledge at all.

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Source: 247Hitz.Com | Automating Things with Batch Files – They Work on Today’s Computers Too!

Accessorizing Computers

Accessorizing Computers – Making Your Computer More Efficient

Accessorizing Computers – Making Your Computer More Efficient | Yesterday, we spent about three hours trying to convince a client of ours that brand new computers just don’t come equipped with the all things that most computers need in a PC. We tried to convince him that a fully functional computer is one that is personalized with specially selected hardware and software accessories – and that the computer purchased at the store doesn’t come with these things.

Unfortunately, all of our convincing was to our avail. Our client insisted that he should never need more than what came with his boxed product and that we were just trying “milk” more money out of him.

As computer consultants, it’s our job and mission to make sure our clients are 100% satisfied when they walk out our offices. But our job is unnecessarily made harder when people don’t take the time to learn about computer accessories and familiarize themselves with the limitations of store-bought computers.

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Hopefully by the time you finish reading this article, you’ll understand the lesson that we were trying to teach our client: “What comes out of the box is really just a starter kit.”

The typical computer package comes with a CPU unit, keyboard, mouse, and speaker set. That may be just fine for some, but most people require more than that especially in today’s “connected” society. Today’s users require full multimedia capabilities, a wide range of graphics tools, and accommodations for the various portables we now enjoy. These extras aren’t included with “what comes out of the box,” and the only way to get them is to accessorize.

What Comes Out of the Box is a Really Just a Starter Kit

To illustrate the importance of accessorizing, we like to use the “plain dough” analogy. Let’s say that a brand new computer is a batch of plain dough – waiting to be flavored and baked into something useful. If we want to use this dough to make a delicious batch of chocolate chip cookies, we would need to “accessorize” this dough with chocolate chips and a little brown sugar. If we want to use this dough into in a warm loaf of sesame seed bread on the other hand, we’d need to “accessorize” the dough with yeast and sesame seeds.

READ MORE: MTN Ghana Introduces ZERO Charges On Peer-to-Peer Mobile Money Transaction Up to GH¢100.

Like “plain dough,” the brand new computer isn’t very useful by itself. It needs accessorizing.

Depending on what’s needed, accessorizing computers doesn’t need to be expensive. In fact, you can get away with paying a minimal amount for extra software and hardware if these accessories are for children. It’s when these accessories are work requirements or when they’re needed to produce works of quality for any other reason that they can become rather expensive. And this expense applies to microphones, digital cameras, PDAs, scanners, video cams, and more.

Regardless of cost, it’s important to understand that accessories can become “necessities,” and that the best time to get them is the moment you buy a new computer. Waiting too long to accessorize can cause more problems than necessary because while you wait, manufacturers continuously develop new technologies – technologies that your computer won’t be able to accommodate in the future.

SEE ALSO: Vodafone Group Foundation Introduces Vodafone Instant Schools.

Once you’re ready to accessorize your computer, the new products on the market are too advanced for your computer and they just won’t work. This is a typical problem experienced by those who want to use hardware designed for Windows Vista on a Windows XP or Windows 2000 machine.

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Source: 247Hitz.Com | Accessorizing Computers – Making Your Computer More Efficient

MTN Mobile Money Charges in Ghana 2021

MTN Mobile Money Charges in Ghana 2021

MTN Mobile Money Charges in Ghana 2021 | MTN Mobile Money is one of the most convenient, safe, and reliable ways many subscribers use to send money to their employees, loved ones, buy products, and even transact business without necessarily carrying cash around. The good news is that all these happen in a twinkle of an eye with just a few processes.

Today I am sharing with you the MTN Mobile Money Charges in Ghana so that you will know how much you are being charged for sending money on your subscriber account or with a mobile money agent.

Also, I am going to show you how you are charged when you cash-out money from your MoMo account. In most cases, people are usually over-charged when they visit Mobile Money Agents to send money. Please note that you are not supposed to pay any amount to the agent or merchant when cashing out your money. The charge is always automatically deducted from your MTN MoMo Wallet.

SEE ALSO: How to Pay For Apps With Vodafone Cash On Play Store.

MTN Mobile Money Charges in Ghana (MoMo Charges)

MTN Mobile Money Charges in Ghana

This is the accurate & approved list of MTN MoMo charges we acquired from MTN Ghana. Each mobile money transaction has been matched with the service type, transaction limits, and the charges required to carry out the transaction.

SEE ALSO: How to Activate MTN Sunday Special Offer.

Transaction
Point
Services Type Transaction
Limit
(GH¢)
Charges
(GH¢)
At Merchant’s/
Agent
Registration  Free Free
At Merchant’s/
Agent
Money Transfer 1 – 50 2.50
At Merchant’s/
Agent
Money Transfer Above 50 5%
At Merchant’s/
Agent
Cash-out 1 – 50 0.50
At Merchant’s/
Agent
Cash-out Above 50 1%
On Mobile Money Transfer
(P2P)
1 – 50 0.50
On Mobile Money Transfer
(P2P)
Above 50 1%
On Mobile Money transfer
(A2C)
1- 50 1.50
On Mobile Money transfer
(A2C)
Above 50 3%
On Mobile Airtime top-up 1 -100 Free
On Mobile Bill payment – ECG, GOtv N/A 0.50 Flat
On Mobile Bill payment – DSTV, MTN Postpaid
School Fees
N/A
N/A
Free
2 Flat
Account
Management
Balance enquiry N/A Free
Account
Management
Mini statement N/A 0.01

 

We are always looking forward to reading your comments. Let us know what you think about MTN MoMo Charges in Ghana. Leave your opinions in the comments section below.

READ MORE: How To Connect Your MTN Momo Account to Play Store.

Meanwhile, MTN Mobile Money (MTN MoMo)  has many other services such as International Remittance, Buying Treasury Bills With MoMo, Payment of School Fees, and Payment of Utility Bills which will be useful to you as an MTN MoMo subscriber.

Thank you for reading! Was this article, MTN Mobile Money Charges in Ghana 2021, helpful to you? Help spread this good information. Share it with friends, family, and loved ones on various social media platforms.

Subscribe to our newsletters and notifications to receive the latest news and updates on your device as soon as we publish them. Share this article with your friends, families, and loved ones to help it reach others on the various social media platforms. Source: 247Hitz.Com